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Financial Literacy
Learn how to manage your money effectively by learning to budget and save with this free personal finance course.
Description
This course will guide you through the main methods for managing your money, budget and savings. You will first be shown how to manage debt successfully and understand the wide range of insurance products available to you. You will then gain a strong knowledge of wages and tax. This will help you avail of more tax benefits, better understand your pay cheque, and plan your monthly and yearly expenses more accurately.
The course will then guide you through essential personal finance basics. This will include an overview of a range of banking products and their features, so that you can make the best choices possible. You will then be given strong tips for how to create and manage a budget. This is crucial information for staying out debt and maximising your savings. Finally, you will learn how to plan for your retirement, a skill which can make a really big difference to your life. By the end of the course you will have gained a much stronger understanding of how to manage your money in both the present and the long-term future.
Knowing how to manage your personal finance can be the difference between saving some money every month or saving nothing at all. If you know what it feels like to run out of money before your next pay cheque arrives, or to look at your account every month and almost never see it go up, then you understand the value of this course. So take control of your personal finances today with this free and powerful course. By sticking with it for just 10 hours, you will see the rewards every month for the rest of your life!
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Modules
Financial Literacy
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1.0 Introduction
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1.1 Introduction
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1.1.1 Checking Accounts
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1.1.2 Short-Term Savings Products
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1.1.3 Credit
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1.1 Summary
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1.2 Introduction
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1.2.1 Money Management Tasks
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1.2.2 Matching Product Features to Tasks
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1.2.3 Comparison with Cash Management
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1.2 Summary
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1.3 Introduction
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1.3.1 Why Use Budgets?
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1.3.2 Creating a Budget
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1.3.3 Using a Budget
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1.3.4 Dealing with a Debt in a Crisis
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1.3 Summary
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1.4 Module Quiz
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2.0 Introduction
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2.1 Introduction
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2.1.1 The Hierarchy of Financial Goals
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2.1.2 What’s Needed When?
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2.1.3 Expected and Unexpected Events
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2.1 Summary
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2.2 Introduction
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2.2.1 Guiding Principles
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2.2.2 Range of Products
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2.2.3 Personal Factors
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2.2.4 External Factors
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2.2 Summary
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2.3 Introduction
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2.3.1 Emergency Fund
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2.3.2 Managing Debt
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2.3.3 Insurance and Protection
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2.3.4 Short-Term Saving
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2.3 Summary
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2.4 Introduction
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2.4.1 Review a Financial Plan
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2.4 Summary
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2.5 Module Quiz
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3.0 Introduction
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3.1 Introduction
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3.1.1 Employee Wages
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3.1.2 Employee Benefits
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3.1 Summary
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3.2 Introduction
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3.2.1 Pay Stub
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3.2 Summary
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3.3 Introduction
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3.3.1 Taxation
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3.3.2 Calculating Tax
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3.3.3 Government Benefits
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3.3 Summary
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3.4 Module Quiz
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4.0 Introduction
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4.1 Introduction
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4.1.1 Renting Accommodation
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4.1.2 Buying a Home
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4.1 Summary
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4.2 Introduction
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4.2.1 Homeowners Insurance
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4.2.2 Saving Energy, Saving Money
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4.2 Summary
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4.3 Introduction
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4.3.1 Resources for You and Your Baby to Be
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4.3.2 Budgeting for Education
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4.3.3 Encouraging Children to be Financially Capable
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4.3 Summary
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4.4 Module Quiz
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5.0 Introduction
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5.1 Introduction
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5.1.1 Inflation
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5.1.2 Risk
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5.1 Summary
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5.2 Introduction
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5.2.1 Shares and Bonds
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5.2.2 Packaged Investments
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5.2 Summary
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5.3 Introduction
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5.3.1 Social Security
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5.3.2 Planning for Retirement
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5.3.3 Retirement Plans
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5.3 Summary
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5.4 Module Quiz
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6.0 Introduction
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6.1 Introduction
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6.1.1 Types of Background Information
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6.1 Summary
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6.2 Introduction
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6.2.1 Range of Sources
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6.2 Summary
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6.3 Introduction
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6.3.1 Consumers' Rights
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6.3.2 Making a Complaint
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6.3 Summary
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6.4 Module Quiz
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7.0 Introduction
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7.1 Introduction
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7.1.1 The Fed and the Foreign Exchange Market
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7.1.2 Stock and Commodities Markets
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7.1 Summary
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7.2 Introduction
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7.2.1 The World as a Global Economy
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7.2.2 Social and Moral Dilemmas
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7.2 Summary
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7.3 Module Quiz
Learning Outcomes
You will learn much about managing your personal finance, including:
- How to open a Bank Account
- The features and tools of a Checking Account
- What is a Savings Account
- What is a Credit Card and how it works
- About banking products and their features
- Budget creation and management
- How to deal with Debt
- Insurance and Protection
- Short-term saving
- Planning for Retirement
Certification
All Alison courses are free to enrol, study and complete. To successfully complete this Certificate course and become an Alison Graduate, you need to achieve 80% or higher in each course assessment. Once you have completed this Certificate course, you have the option to acquire an official Certificate, which is a great way to share your achievement with the world. Your Alison Certificate is:
Ideal for sharing with potential employers - include it in your CV, professional social media profiles and job applications
An indication of your commitment to continuously learn, upskill and achieve high results
An incentive for you to continue empowering yourself through lifelong learning
Alison offers 3 types of Certificates for completed Certificate courses:
Digital Certificate - a downloadable Certificate in PDF format, immediately available to you when you complete your purchase
Certificate - a physical version of your officially branded and security-marked Certificate, posted to you with FREE shipping
Framed Certificate - a physical version of your officially branded and security-marked Certificate in a stylish frame, posted to you with FREE shipping
All Certificates are available to purchase through the Alison Shop. For more information on purchasing Alison Certificates, please visit our FAQs. If you decide not to purchase your Alison Certificate, you can still demonstrate your achievement by sharing your Learner Record or Learner Achievement Verification, both of which are accessible from your Dashboard. For more details on our Certificate pricing, please visit our Pricing Page.
Contact Form
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