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Free Course
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Advance Learning
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6-10 Hours
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Assessment
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Certification
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50 Pts
Financial Literacy
Join 59,214 other students
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Description
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Outcome
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Certification
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Everybody wants it, nobody understands it: money.
What you do not know about money can really affect your entire life, here is your opportunity to make a profitable commitment to your financial education.
Financial Literacy is a free, online introductory course about personal financial management.
Did you know that four in ten American credit-card holders do not pay the full amount due every month on the credit card they use most often, despite the punitive interest rates charged by credit-card companies? And nearly one-third said they had no idea what the interest rate on their credit card was.
This course will help you to manage your money, budget and savings. Learn to manage debt successfully and understand the choice of insurance products available to you today - and why they are so important. You will have a good knowledge of wages, tax, and government benefits.
Are you ‘financially phobic’, do you shy away from anything to do with financial information, from bank statements to savings accounts to life assurance?
In this interactive multimedia course, designed to help you come to grips with your personal finances, a series of seven dynamic modules covering everything from how to set up your first bank account to planning for your retirement will put you on the path to financial fitness.
This course will help you money manage your present, and plan for your financial future. -
You will learn much about managing your personal finance, including:
• How to open a Bank Account
• The features and tools of a Checking Account
• What is a Savings Account
• What is a Credit Card and how it works
• About banking products and their features
• Budget creation and management
• How to deal with Debt
• Insurance and Protection
• Short-term saving
• Planning for Retirement -
All Alison courses are free to study. To successfully complete a course you must score 80% or higher in each course assessments. Upon successful completion of a course, you can choose to make your achievement formal by purchasing an official Alison Diploma, Certificate or PDF.
Having an official Alison document is a great way to celebrate and share your success. It is:- Ideal to include with CVs, job applications and portfolios
- A way to show your ability to learn and achieve high results
Modules List( 1 )
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Module
1 Financial Literacy-
Financial Literacy is the first edition (US-focused) of a Level One introductory course covering a broad range of information about personal financial management. The course is the first of a three-part International Financial Literacy Certification (IFLC) and has been funded in part by the Heinz Endowments of Pittsburgh and developed by Advance Learning in partnership with the Three Rivers Workforce Investment Board of Pittsburgh (TRWIB Inc.), Pennsylvania.
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1.0 Introduction
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1.1 Introduction
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1.1.1 Checking Accounts
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1.1.2 Short-Term Savings Products
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1.1.3 Credit
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1.1 Summary
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1.2 Introduction
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1.2.1 Money Management Tasks
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1.2.2 Matching Product Features to Tasks
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1.2.3 Comparison with Cash Management
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1.2 Summary
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1.3 Introduction
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1.3.1 Why Use Budgets?
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1.3.2 Creating a Budget
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1.3.3 Using a Budget
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1.3.4 Dealing with a Debt in a Crisis
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1.3 Summary
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1.4 Module Quiz
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2.0 Introduction
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2.1 Introduction
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2.1.1 The Hierarchy of Financial Goals
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2.1.2 What’s Needed When?
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2.1.3 Expected and Unexpected Events
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2.1 Summary
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2.2 Introduction
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2.2.1 Guiding Principles
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2.2.2 Range of Products
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2.2.3 Personal Factors
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2.2.4 External Factors
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2.2 Summary
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2.3 Introduction
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2.3.1 Emergency Fund
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2.3.2 Managing Debt
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2.3.3 Insurance and Protection
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2.3.4 Short-Term Saving
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2.3 Summary
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2.4 Introduction
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2.4.1 Review a Financial Plan
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2.4 Summary
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2.5 Module Quiz
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3.0 Introduction
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3.1 Introduction
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3.1.1 Employee Wages
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3.1.2 Employee Benefits
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3.1 Summary
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3.2 Introduction
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3.2.1 Pay Stub
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3.2 Summary
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3.3 Introduction
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3.3.1 Taxation
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3.3.2 Calculating Tax
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3.3.3 Government Benefits
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3.3 Summary
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3.4 Module Quiz
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4.0 Introduction
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4.1 Introduction
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4.1.1 Renting Accommodation
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4.1.2 Buying a Home
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4.1 Summary
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4.2 Introduction
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4.2.1 Homeowners Insurance
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4.2.2 Saving Energy, Saving Money
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4.2 Summary
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4.3 Introduction
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4.3.1 Resources for You and Your Baby to Be
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4.3.2 Budgeting for Education
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4.3.3 Encouraging Children to be Financially Capable
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4.3 Summary
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4.4 Module Quiz
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5.0 Introduction
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5.1 Introduction
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5.1.1 Inflation
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5.1.2 Risk
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5.1 Summary
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5.2 Introduction
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5.2.1 Shares and Bonds
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5.2.2 Packaged Investments
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5.2 Summary
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5.3 Introduction
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5.3.1 Social Security
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5.3.2 Planning for Retirement
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5.3.3 Retirement Plans
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5.3 Summary
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5.4 Module Quiz
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6.0 Introduction
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6.1 Introduction
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6.1.1 Types of Background Information
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6.1 Summary
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6.2 Introduction
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6.2.1 Range of Sources
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6.2 Summary
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6.3 Introduction
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6.3.1 Consumers' Rights
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6.3.2 Making a Complaint
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6.3 Summary
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6.4 Module Quiz
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7.0 Introduction
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7.1 Introduction
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7.1.1 The Fed and the Foreign Exchange Market
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7.1.2 Stock and Commodities Markets
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7.1 Summary
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7.2 Introduction
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7.2.1 The World as a Global Economy
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7.2.2 Social and Moral Dilemmas
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7.2 Summary
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7.3 Module Quiz
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