For many retirees, Social Security serves as the main source of income, while Medicare provides vital health coverage for millions. This course introduces the fundamentals of both systems, explaining their purpose, funding methods, and broader global context. In the first section, you’ll learn how Social Security supports retirement, disability, and survivor needs. You’ll also learn how Medicare delivers essential healthcare for older adults and individuals with certain medical conditions.

Building on this foundation, the next section delves into key details that directly impact retirement planning. You’ll discover the eligibility requirements for Social Security, the benefits, and how payments are calculated based on work history. You’ll also evaluate how timing, whether you claim early or delay, affects monthly payments. This section also examines the four parts of Medicare as well as enrolment rules, costs, and options for supplemental coverage.

Finally, you’ll learn strategies to maximise both Social Security and Medicare, such as coordinating income sources and delaying claims for higher benefits. The course also addresses common mistakes to avoid, including missing enrolment deadlines or assuming Medicare covers everything. Whether you’re planning for your own retirement or supporting a loved one, this course provides the knowledge to make informed, confident decisions. Begin today and take the first step toward a secure and healthy future.