This introductory course in personal finance walks you through the rules used in the game of credit, the power of compound interest in wealth creation, and how to distinguish your assets from your liabilities. Would you like to know the secrets of how the rich get richer? This free online personal finance class will give you the toolkit to get started.

You will learn the main functions of money in today’s world economy and the differences between good and bad debt in a personal and business setting. In addition, the course will disclose what background information affects your credit score, and how to maintain an elite status to access credit at low interest rates.

The course explains how to organise your financial activities such as generating income, investing, spending and planning for retirement. The process of managing one’s finances can be summarised in a budget that shows your income and expenses for a certain period. You will learn how to achieve your individual goals for short-term needs or long-term ambition, e.g. saving for your child's university education. An important objective in becoming financially literate is to make the most of your income and savings. Financial literacy will assist you to distinguish between good and bad financial advice and make better decisions. Enrolling in this personal finance course will teach you all you need to know about building an excellent credit profile and a strategic financial plan to reach your financial goals and live with more freedom.