Learning Outcomes

In this free course, you will learn how to:

• Define the key responsibilities of a loan counsellor
• Describe the loan application process in detail
• Analyse the creditworthiness of different clients
• Calculate debt-to-income ratios to assess risks
• Compare types of mortgages, personal, and business loans
• Discuss strategies for negotiating loan terms with clients
• Generate effective personalised budget plans for clients
• Explain debt consolidation options and their benefits
• Recognise behavioural patterns in clients with debt
• Identify signs of loan delinquency in clients
• Plan effective strategies for managing loan defaults
• Illustrate how to build long-term trust with clients