Many small-scale farmers work tirelessly in their fields, yet struggle to escape poverty despite producing good harvests. The root cause is often not poor farming skills, but poor financial management. Farmers frequently sell their produce without knowing their true production costs, keep inadequate records of expenses, run out of money mid-season due to poor budgeting, and set prices based on market rates rather than their own costs. As a result, they may unknowingly sell at a loss, work hard for months only to break even or lose money, and remain trapped in a cycle of financial uncertainty. Without proper financial skills, even the most hardworking farmer cannot build a profitable and sustainable farming business.

This course provides practical, easy-to-understand financial management skills specifically designed for crop farmers. You will learn to calculate your exact production costs, set profitable prices that ensure you make money on every sale, keep simple but effective farm records, create realistic budgets for each growing season, and make informed financial decisions based on numbers rather than guesswork. Through real-world examples, step-by-step methods, practical exercises, and ready-to-use tools, you will transform your farming from hopeful guesswork into a profitable business.

This course covers seven essential topics, including production costs, setting prices, record-keeping, budgeting, and managing cash flow. You will also learn about making smart investment decisions and accessing credit while managing debt. These skills form the foundation for making your farm more organised, more predictable, and more profitable.