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Cheio de Reserva Financeira

  • Nota de Estudos
  • Rever Tópicos
    Kavon F.
    Kavon F.

    This system is the organic form of banking in which the full trust of the bank is executed with good faith and fair dealing. There are institutions which operate as a full reserve banking system and are generally not apart of the Federal Reserve system.

    Matthew E.
    Matthew E.

    Full-reserve banking, also known as 100% reserve banking, refers to an alternative to fractional reserve banking in which banks are required to keep the full amount of each depositor's funds in cash, ready for immediate withdrawal on demand. Funds deposited by customers in demand deposit accounts (such as checking accounts) could not be loaned out by the bank because it would be legally required to retain the full deposit to satisfy potential demand for payments. Proposals for full reserve banking systems generally do not place such restrictions on deposits that are not payable on demand, for example time deposits or savings accounts


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